MESURE DE L’EFFICIENCE BANCAIRE: APPROCHES PARAMÉTRIQUES ET NON PARAMÉTRIQUES

Abstract

This article examines the parametric and non-parametric approaches used to measure banking efficiency. The assessment of efficiency is essential in the financial sector and has been the subject of much research. The article lists the different methods used in the literature to measure efficiency. Financial analysis, although commonly used, has its limitations in that it does not take into consideration the intangible aspects of a company. A review of the literature on the measurement of banking efficiency highlights the frequent use of two main approaches: Stochastic Frontier Analysis (SFA), which is a parametric approach, and Data Envelopment Analysis (DEA), which is a non-parametric approach. We compare these methods, highlighting their advantages, limitations and practical implications.